Graduate.
Paypal Recruitment 2024
As a Credit Manager at PayPal, you'll be at the heart of ensuring financial stability and responsible lending. You'll be the data detective, combing through financial reports and credit assessments to evaluate borrower profiles and predict potential risks. You'll be the strategic mastermind, shaping credit policies and procedures that maximize loan performance while protecting both PayPal and its borrowers. And you'll be the advocate for responsible credit, ensuring fair and transparent lending practices that empower customers to make informed financial decisions. Your analytical skills, risk management expertise, and dedication to ethical lending will be key to navigating the dynamic world of financial services and contributing to PayPal's mission of democratizing access to credit.
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Responsibilities:
- Analyze financial data and credit reports to assess creditworthiness and predict loan performance.
- Develop and implement credit policies and procedures that balance risk and growth objectives.
- Establish and manage credit limits for individual borrowers and merchant accounts.
- Monitor loan portfolios and identify potential delinquencies or risk factors.
- Collaborate with risk management and underwriting teams to mitigate credit risk.
- Develop and implement strategies for debt collection and recovery of outstanding loans.
- Stay up-to-date on credit regulations and industry best practices.
- Ensure compliance with all relevant financial regulations and internal policies.
- Communicate effectively with borrowers and other stakeholders regarding credit decisions and account status.
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Skills:
- Strong understanding of accounting principles and procedures
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
- Proficiency in Microsoft Office Suite
- Experience with accounting software
