Kotak Bank Recruitment 2024

As a Commercial Loan Officer at Kotak Mahindra Bank, you will be playing a pivotal role in supporting the bank's ambitious growth plans. You will be responsible for managing a portfolio of commercial clients, from small and medium-sized businesses to large corporations, by providing them with tailored financing solutions and exceptional customer service.

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Responsibilities:

• Prospecting and Lead Generation: Identify and qualify potential commercial loan customers through various channels.
• Relationship Building: Develop and maintain strong relationships with clients, understanding their business needs and financial goals.
• Loan Structuring and Analysis: Analyze client financial data and business plans to recommend suitable loan products and terms.
• Credit Risk Assessment: Evaluate the creditworthiness of potential borrowers and manage credit risk effectively.
• Loan Documentation and Processing: Prepare and process loan applications, ensuring all documentation is complete and compliant.
• Client Servicing: Provide ongoing support and guidance to clients throughout the loan lifecycle.
• Portfolio Management: Monitor and manage your portfolio of loans to ensure optimal performance and risk mitigation.
• Negotiation and Closing: Negotiate loan terms and conditions with clients and secure successful loan closures.

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Skills

• Strong understanding of cost accounting principles and methodologies.
• Expertise in preparing and analyzing cost reports, variance analysis, and budgetary controls.
• Proficient in financial modeling and data analysis techniques.
• Excellent communication and presentation skills to effectively convey findings and recommendations.
• Ability to work independently and as part of a team.
• Strong attention to detail and ability to prioritize tasks effectively.